August 2024 |
Name | : | Index |
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Name | : | Analyzing ESG Investment Trends in India: A Focus on HDFC's ESG Practices and Framework |
Author | : | Naresh Babu K S, Dr. M. Subramanyam |
Abstract | : |
SRI- Socially Responsible Investment refers to the allocation of funds in
certain practices that have a high social impact which includes
assessment of the business on the Environmental, Social and
Governance (ESG) schemes.ESG (Environmental, Social, and
Governance) investments have garnered significant interest from the
investors and customers globally. Such investments adopt a triple
bottom-line approach, integrating financial returns with environmental
and social considerations. This study examines the development and
evolution of ESG practices in India, analyzes the legal and regulatory
framework governing ESG investments of various corporate entities and
focusing on HDFC Bank in Particular, and evaluates the sustainability
performance of various corporate entities. This research paper
investigates the dynamics and performance of sustainable investment
funds, focusing on HDFC Environmental, Social, and Governance
(ESG) schemes.
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Name | : | Flexible Work Arrangements: Empowering Employees through Supervisor Support for Enhanced Well-being |
Author | : | Shiwani Singh,Dr. Taruna |
Abstract | : |
This study investigates the linkage between flexible work arrangements
(FWAs), supervisor support and employee well-being in information
technology (IT) sector. Structural equation modeling (SEM) was applied
for the analysis of data. The study reveals that FWAs directly enhance
employee well-being. Furthermore, supervisor support was found to
mediate this relationship, indicating that the presence of supportive
supervisors enhances the positive effects of FWAs on employee well
being. The mediation suggests that supervisors are keyto facilitate a
supportive work environment which fosters employee well-being
amidst the implementation of FWAs.
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Name | : | Indian and Japanese Companies Adherence to ESG Reporting and its impact on Financial Performance |
Author | : | Dr. Meenu Maheshwari,Priyanka |
Abstract | : |
Energy production in the last century has been chiefly done by extracting
and burning fossil fuels. However, the continued use of these fuels has
released significant amounts of greenhouse gases that have raised global
temperatures. It is the collective responsibility of the energy sector to
reduce fossil fuel usage and increase the use of clean energy sources.
Because of these reasons, ESG reporting has become an important
concept. The present article has observed four significant energy
generation organisations from India and Japan; their reporting and
financial data have been compared within the study to understand their
impact. Secondary sources of data were collected from annual reports of
the four companies along with ESG score of Refinitv. A regression
analysis was done in the process to understand the relationship between
ESG reporting and financial performance. The findings of the study have
been able to establish a significant relationship between ESG reporting
and financial performance for companies in the power sector of the two
countries.
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Name | : | Evolution of Credit Risk Management Models for Business Loans: A Systematic Literature Review |
Author | : | Satya Ranjan Mishra,Dr. Mahesh L. Chaudhary |
Abstract | : |
A robust Credit Risk Management (CRM) framework is a pre-requisite
for success of banks. The recent focus on recognition and management
of Non Performing Assets has necessitated the use of sophisticated credit
risk analysis models for banks. CRM models adequately capture and
quantify the credit risk inherent in a loan proposal. This paper studies the
evolution of such CRM models using a systematic literature review
approach. It intends to present effective and time tested CRM models for
the use by banks for managing their credit risk. The study is primarily
divided into three important time horizons. In the pre 1800 era,
subjective methods were used, as banking mostly remained in close
circles. From late 1800s till 1950s, CRM models used univariate models
to assess credit risk.
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Name | : | Issues with Sustainable Finance in India |
Author | : | Dr. Priyanka Ranawat,Dr. Shubhi Dhaker |
Abstract | : |
The strength of any modern economy is based on the soundness
of its financial system. Sustainable finance refers to a school of
thought that takes into consideration Environmental, Social and
Governance (ESG) factors while making investments. Financial
institutes play a major role in determining whether a country is
pursuing sustainable economic development. The financial
sector holds an immense amount of power and influence.
Sustainable finance recognizes this and attempts to use it for the
overall betterment of society. This study finds that sustainable
corporations tend to provide higher return to investors. A study
finds, is the companies put more efforts into ESG standards are
more appealing to young professionals and can help companies
engage with quality employees, enhance employee motivation
and increase productivity overall. A study also finds that ESG
companies tend to have a positive public image associated with
them.
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Name | : | Impact of Environmental Concern and Product Perceived Value on Purchase Intention for Sustainable Fashion Products |
Author | : | Mona Sharma,Dr. Yogita Sharma,Dr. Shivoham Singh,Dr. Sunil Kadyan |
Abstract | : |
This study investigates the complex connection between Indian
consumers' perceptions of the value of products and the tendency to buy
sustainable fashion items, and environmental concern in an era marked
by growing environmental difficulties. Understanding the mechanisms
driving consumer behavior toward sustainable products is critical for
both academia and industry as the globe struggles with urgent ecological
concerns. The study uses a quantitative methodology and a structured
survey to gather information from 200 Indian customers. AMOS was
used to apply SEM to analyse the data. Environmental concern is
measured using recognized measures that indicate how much people
know, care about, and feel responsible for environmental issues.
Indicators that show customers' propensity to make environmentally
conscious purchasing decisions are used to gauge their intention to buy
sustainable fashion items. Preliminary results show a strong positive
link between the intention to buy sustainable items and environmental
concern, indicating that increased sensitivity and awareness of
environmental issues have a favourable impact on consumer behavior.
The Perceived value of sustainable items further also found to have a
significant impact on purchase intention suggesting that consumers are
highly intended to buy environmentally friendly goods when they
believe they provide both concrete and intangible benefits.
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Name | : | Interaction of Economic Systems in the World under the Influence of Global Trends: The Role of International Trade and Investment |
Author | : | Olena Sokhatska,Maryia Savitskaya,Olena Zavhorodnia,Vadym Yemets,Maksym Naumov |
Abstract | : |
This study explores that how Foreign Direct Investment and trade
openness impact the economic interaction by considering economic
globalization, as assessed by the KOF index. The basic idea endogenous
growth theory is applied globally from 2001 and 2021. The study utilizes
the econometric techniques of three-stage least squares and seemingly
unrelated regression. The findings suggest that foreign direct investment
play a significant role in fostering economic interaction inside specific
countries. There is a strong and positive relationship between foreign
direct investment and economic interaction. Foreign Direct Investment
often serves as the main channel via which advanced technology are
transferred to countries. The results indicates that the advantages of this
venture would be greatly upgraded in the host country with a more
grounded and more skilled labor force. Furthermore, the results suggest
that foreign direct investment promotes domestic investment. For FDI
driven growth to occur, it is necessary to have institutional stability and
sound macroeconomic policies in place. Our findings indicate that
global economic connection can be promoted by reducing the inflation
rate, tax collection problem, and government consumption.
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Name | : | Neuromarketing's Impact on Buying Intentions: The Mediating Influence of Ethics |
Author | : | Dr. Shivoham Singh,Dr. KDV Prasad,Dr. Devendra Shrimali,Dr Ved Srinivas,Dr. Divya Hiran |
Abstract | : |
The empirical study examined the intricate relationship between neuro
marketing, buying intentions and ethics, in the context of online
customers. This study also explored how neuro-marketing
methodologies, designed to access non-conscious reactions, influence
the buying intentions of online customers. The five constructs neuro
marketing, ethics in neuromarketing, interest in neuromarketing,
awareness in neuromarketing, and buyer's purchase intention. A
structured questionnaire was deployed to collect the data consisting of
neuromarketing (5 items), buyers' purchase intentions (5 items), Interest
in neuromarketing (4 items), Awareness in neuromarketing (3 items) and
ethics in neuromarketing (4 items).To reach the targeted respondents
who are ITemployees working in the Metro of Hyderabad, a
convenience sampling technique was adopted. The other characteristic
considered was the IT employee who do online shopping at least 2-3
times in a month.
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Name | : | Shopping as Therapy: A Study of Feminist Buying Behaviour in terms of Emotions and Self-pleasing while Shopping. |
Author | : | Dr. Seema Singh,Deepa Ahuja,Prince |
Abstract | : |
Shopping to alleviate negative moods, to please self and to compensate
your emotions- works as a therapy to make you feel better. The greatest
and most precious things in the world cannot be seen and perhaps even
touched but can feel only are “Emotions” and we need to compensate
those emotions in the way of self-pleasing. The objective of the paper is
to gain an insight into the emotional self-perspective of female consumer
while shopping and how they treat shopping for self-pleasing. This
paper also identifies and categorizes the factors of Self-pleasing
affecting female consumer behavior. The data of 200 respondents
(females) was collected with the help of structured questionnaire (from
the metro and non-metro city) and analyzed with the help of descriptive
statistics and ANOVA. So, this paper is investigating the feminist buying
behavior in terms of emotions and self-pleasing while shopping.
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Name | : | Impact of Corporate Social Responsibility on Financial Performance of Ethiopian Commercial Banks: A Case Study of Wegagen Bank S.C |
Author | : | Teshale Getu,Dr. Nidhi Nalwaya |
Abstract | : |
The integration of fundamental elements of corporate social
responsibility (CSR) into financial institutions and banking policies and
procedures is essential for mitigating compliance-related risks. This
research explores how corporate social responsibility influences the
financial performance of Wegagen Bank S.C., a commercial banking
institution in Ethiopia. This study investigates the impacts of corporate
social responsibility on the financial performance of Wegagen Bank
S.C., a commercial bank in Ethiopia. Utilizing an explanatory research
design, this study employs quantitative and qualitative methods. Data
was collected via purposive sampling by using questionnaires and
interviews for primary data, and document reviews for secondary data.
Statistical analysis, conducted using SPSS version 20, included tools
such as correlation, regression, percentages, and trend analysis. The
findings highlight a range of CSR activities conducted by the bank,
demonstrating a affirmative link between corporate social responsibility
initiatives and financial performance. Challenges identified include
limited research, implementation difficulties, and credibility issues.
Opportunities include enhancing the corporate image, increasing
deposits, attracting foreign currency, and acquiring new customers.
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Name | : | Factor Influencing Consumers' Behavioural Intention towards the Adoption of Mobile Payment in Saudi Arabia |
Author | : | Dr Zaleha Mohamad,Dr Satinder Kaur Gujral, Dr D David Winster Praveenraj,Dr. Ajay N. Upadhyaya, Sudheer Choudari |
Abstract | : |
This study aims to find out various factors affecting the Attitude towards
using Mobile-payment and to propose a conceptual framework showing
the relationship between independent, mediating and dependent
variables on the basis of an in-depth literature review and validate it
through empirical analysis.
A systematic review of various research was done on mobile payments
by collecting, reviewing and synthesizing studies that related to mobile
payments published and accessible. SPSS v.20 was used for all
analyses. With the help of Regression analysis the proposed conceptual
model and hypotheses were tested.
The findings of the study indicate that ATUMP is a significant factor in
relation to behavioral intention to use mobile payments. This study
provides new and important information about the factors affecting the
spread of mobile payment services in Saudi Arabia
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Name | : | Digital Transformation of the National Economy Regulation in the COVID 19 Conditions |
Author | : | Tetiana Stroiko,Anastasiia Duka,DenysKrylov,Tetiana Denysiuk,Vitalii Stoika |
Abstract | : |
The article examines the main trends of digital transformation under the
impact on the state regulation of the Ukraine's economy in the context of
pandemic challenges. The purpose of the article is to study the digital
transformations of the national economy regulation in the COVID-19
pandemic. Within the scope of the studywere used: dialectical method,
method of analysis and synthesis, monographic method, method of
abstraction and formalization, statistical method, method of
generalizations and graphic method. It is noted that digital
transformation creates a synergistic effect, since sustainable
development can best be achieved under the conditions of coordinated
cooperation of participants, exchange of experience, knowledge,
information and resources in the process of achieving common goals.
The influence of digitalization on certain areas of the national economy,
namely entrepreneurship, education, health care, and the banking sector,
is analyzed. The state and prospects of the introduction of electronic
government in Ukraine, which is used as a tool of state-administrative
reform, have been studied. The main tasks and priority directions of the
national economy regulation in the conditions of information
transformations are defined.
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Name | : | Study of Innovative Packaging Designs that Create a Long-Lasting Impression on the Consumers Mind |
Author | : | Lubna Sabir,Dr D David Winster Praveenraj,Dr. Mamatha. J,Dr. Akeela. P,Dr. Manisha |
Abstract | : |
Purpose: The main purpose of innovative packaging design is to
attract customers' attention. Packaging design has the power to elicit
strong emotions and feelings from consumers in addition to providing
information. Effective packaging looks very attractive and tends to
create a good first impression Innovative means something new,
different, uncommon and unique.
Design/methodology/approach: The convenient sampling method was
used for data collection of data. Total 802 self-administered
questionnaires were used for data analysis. To evaluate the study's
hypothesis, Pearson's correlation approach was employed.
Findings: It was found through the study that there is a significant
correlation between the purchase decision of the respondents and the
packaging of the products. At the same time, the color and design of
the products also have long lasting impression on the minds of the
consumer.
Practical Implications: The results of the study will help the
manufacturing companies to even check into the packaging of the
products more so that they can increase their sell and earn good
profits. This will help companies create effective packaging designs
and attract customers.
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