| March 2016 |
| Name | : | Factors Affecting Quality of Work Life Among Private Bank Employees |
| Author | : | Dr. Barkha Gupta |
| Abstract | : |
Quality of work life is the quality of relationship between employees and total
work environment, concern for the impact of work on individuals as well as on
organizational effectiveness and the idea of participation in organizational
problem solving and decision making. As banking industries are becoming
increasingly important to the economies of developed nations, the organizations
affirm that their employees are the most valuable asset. If employees perceive
an organization as offering a good quality of work in return for their
contribution to an organization, then it is likely that employees will report
higher levels of performance and job involvement. Employee satisfaction
facilitates superior performance and also greater attraction and retention of
the best employees, thereby enhancing the ability of the organization to deliver
higher quality services. The current study aims to explore the various factors
that influence the quality of work life in the Private Banks of Indore division.
Data was conveniently collected from 150 employees working in the Private Banks
. Exploratory factor analysis revealed eight factors, which significantly
influence the quality of work life: Healthy Working environment, Motivational
climate, Stimulating work environment Productivity, Work Redesign, Sense of
accomplishment, Employees' Democracy, Enthusiasm at work place. It is therefore
suggested that when attempting to draft policies and programmes for employees
working in
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| Name | : | Mapping Relationship between Employee Performance and Emotional Intelligence : A Study |
| Author | : | Dr. G. K. Deshmukh,Dr. Sanskrity Joseph |
| Abstract | : |
The aim of this paper is to analyse how the distinguished components of the
constructs of emotional intelligence, namely emotional awareness, self
motivation, self awareness and self regulation, constitute the emotional
intelligence of the employees and ultimately affect their performance. For this
purpose data had been collected from the employees of different branches of the
State Bank of India in Raipur city. Data thus collected was analysed through
regression using SPSS. It was found from the study that there is a direct
linkage between employee's performance and emotional intelligence
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| Name | : | An Empirical Study on Financial Health of NTPC and NHPC |
| Author | : | Dr. Vishal Patidar,Mr. Nilesh P. Movalia |
| Abstract | : |
The success of any business is largely depends on its effective financial
management practices, which starts with procurement of funds and ends with
effective utilization of funds. Internal and External users like shareholders,
government, bankers, creditors, financial institutions, researcher analysts etc.
focus on success and solvency position of the company, for them financial health
of an enterprise is utmost important. They use many accounting tools like ratio,
trend analysis, decision theory etc. used for measuring financial health of an
enterprise results produced by these tools are absolute and represent the
present position and not the future. Edward I Altman, professor of Finance at
New York University was the first person who develops a new model popularly
known as "Z- Score Model" to predict the financial health of the business
concerns. He considered five ratios and assigned a weight for each ratio and
produced a single number which indicates the financial health of the business
concerns.
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| Name | : | Efficiency Measurement of EDP's: A Comparative Study of Trained and Untrained Entrepreneurs of Anantnag District |
| Author | : | Farooq A Khan,Gousia B Shah |
| Abstract | : |
The aim of this paper is to make the comparison between the trained and
untrained entrepreneurs of the Anantnag district. The purpose of this
comparative study is to assess the effectiveness of Entrepreneurship Development
Programmes on the overall entrepreneurial potential/efficiency of entrepreneurs.
Thus entrepreneurial efficiency helps in identifying a significance difference
in the entrepreneurial performance of entrepreneurs before and after training.
Entrepreneurship has now become an important tool to eradicate unemployment and
create new job opportunities for youth in both developed and developing
countries. For promoting the micro small and medium enterprises various
policies, programs and schemes have been developed from time to time by state
governments. In order to make Entrepreneurship the important component of state
economy the government has taken various step to create awareness,
entrepreneurship education, skill up gradation, knowledge dissemination,
attitude modification and building consensus with National and International
organizations. Entrepreneurship training has been depicted as one of the most
important step for entrepreneurship development. The findings of the study
reveal that entrepreneurship training has substantial effect on performance of
entrepreneurs. Key words: Micro and small enterprises (MSEs), Entrepreneurship,
Entrepreneurship training institution
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| Name | : | An Empirical Study on Teachers' Perceptions towards Inclusive Education |
| Author | : | Sandeep Chaudhary |
| Abstract | : |
During the past two decades, the inclusion movements have made significant
progress in (a) supporting the rights of children to have their special
educational needs identified and met through education legislation and the right
of individuals with disabilities to equal opportunities, (b) minimizing
unjustified discrimination, and (c) developing support facilities and services
for individuals with special needs (Disability Rights Task Force Final Report,
2004; Ministry of Education, 2004). Despite the apparent benefits of inclusion,
and regardless of the teachers' commitment and positive attitudes; and
notwithstanding their having the knowledge and skills necessary to meet the
educational needs of diverse students with disabilities, teachers were concerned
about the academic, social, and behavioral adjustment of the students with
disabilities. The main characteristic of inclusive education is the teachers'
willingness to accept students with special needs. Their attitudes and knowledge
about inclusive education are important as these are indicators of such
willingness. The purpose of this study was to examine teachers' attitudes and
their perceived knowledge towards inclusive education in Punjab. The respondents
(n=50) were the mainstream and special education teachers in the public primary
and secondary schools. They were given a set of questionnaire which sought their
responses regarding their attitudes and knowledge towards inclusive education.
The data were analyzed using descriptive statistics such as mean and standard
deviation. The statistical tool used for the analysis was Factor analysis. The
main finding shows that, in general, teachers have positive attitudes towards
inclusive education
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| Name | : | A Camel Model Analysis of Public, Private and Foreign Sector Banks in India |
| Author | : | Dr. Srinivasan,Yuva Priya Saminathan |
| Abstract | : | Camel approach is significant tool to assess the relative financial strength of a bank and to suggest necessary measures to improve weaknesses of a bank. In India, RBI adopted this approach in 1996 followed on the recommendations of Padmanabham Working Group (1995) committee. In the present study, an attempt has been made to rank the various commercial banks operating in India. The banks in India have been categorized into Public sector, Private sector, and Foreign banks. The sample of selected banks consists of 25 Public Sector, 18 Private Sector, and 8 Foreign banks. For the purpose of ranking, CAMEL MODEL approach has been applied, incorporating important parameters like Capital Adequacy, Assets Quality, Management Efficiency, Earnings Quality and Liquidity. The finding of the study shows that public sector banks, viz. Andhra Bank, Bank of Baroda, Allahabad Bank, Punjab National Bank IDBI Bank, State Bank of Bikaner and Jaipur and UCO Bank has been ranked at the top five positions in their financial performance during the study period. The private sector banks, namely, Tamilnad Merchantile Bank, Kotak Mahindra Bank, HDFC Bank, Axis Bank, Karur Vysya Bank, ICICI Bank, Citi Union Bank and IndusInd Bank shared the top five positions. The foreign banks such as Bank of Bahrain & Kuwait, HSBC Bank, The Royal Bank of Scotland, Deutsche Bank, CTBS Bank, Citi Bank, DBS Bank and Royal Bank of Scotland secured the top five positions during the study period. Keywords: CAMEL, Financial Soundness, Indian Commercial Banks |
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| Name | : | India Exports to LAC: An Analysis of Economic and Export History of India for doing Business with Bolivia |
| Author | : | Dr. Jayant Sonwalkar,Neha Soni Kumar |
| Abstract | : | The study present export performance of India for doing business with Bolivia. Bolivia is a country in central South America, with a varied terrain spanning Andes Mountains, the Atacama Desert and Amazon Basin rainforest. The country's population, estimated at 10 million, is multiethnic, including Amerindians, Mestizos, Europeans, Asians and Africans. Economic growth in Bolivia averaged 4.9% between 2004 and 2014. In this context, despite the significant expansion of public investment, the country has maintained current account and fiscal surpluses that have enabled it to accumulate important macroeconomic cushions. Oil prices have a delayed effect on natural gas export prices, for which reason Bolivia has only partially felt the decrease in commodity prices. Although growth remains strong as compared with other countries of the region, an economic deceleration has been observed throughout the year. Bolivia has many regional trade events that could be used to promote products or to test market interest. Imports in Bolivia are expected to be 702.12 USD Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. |
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| Name | : | Micro-Insurance as Poverty Alleviating Tools Related Health and Life Risk: A Case Study |
| Author | : | Ashish Kumar Gupta |
| Abstract | : | Poverty is a barrier to a noble life. Self-employment is an important step to have constant incomes and remove the fetters of poverty. The word poverty is used in two senses, as a broad blanket word describe the whole range of deprivation and ill-being and in narrow sense, for purposes of measurement and comparison where it is defined as lowincome or more particularly, as low consumption which is considered more stable and easier to measure. Fundamentally, poverty is a denial of choices and opportunities, a violation of human dignity. It means lack of basic capacity to participate effectively in society. It means not having enough to feed and clothe a family, not having a school or clinic to go to; not having the land on which to grow one's food or a job to earn one's living, not having access to credit. It means insecurity, powerlessness and exclusion of individuals, households and communities. In this paper researcher examine and analyze that microhealth and life insurance is good tool for poverty alleviation in rural area of Varanasi district. |
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| Name | : | Study on Credit Card Usage Behaviour in Mumbai |
| Author | : | Puneet Singh,Geetha Iyer |
| Abstract | : | The study investigates credit card ownership and usage in Indian metro cities, taking Mumbai into consideration, and their posited association with consumer demographics. In this study, we find that credit card usage behaviour in Mumbai is relatively high and that this appears to be influenced by consumer demographics and in particular income, age, gender and income as well as number of credit cards owned per person, i.e., ownership pattern.The growing popularity and ownership of credit cards in the western belt of India makes it relevant for such a research to be conducted taking a sample representative of the population of Mumbai. This will aid in interpreting the manner in which demographics influence the usage pattern. The study shows that the results obtained are inconsistent with the previous studies, where the usage was expected to increase with age and income, and males were expected to use credit cards more frequently. The study recommends segmenting the market in Mumbai based on consumer demographics. Keywords: Consumer Behaviour, Credit Cards, Mumbai. |
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| Name | : | Equity Risk Premium: A Cross Country Analysis on Return Behaviour |
| Author | : | Trishika Kumari,Santhosh Kumar |
| Abstract | : |
The equity risk premium has been of paramount importance in the field of finance
and is still a widely utilised central element for every risk return model in
corporate finance, asset pricing and other fields of economic literature. This
research captures the differences in the expost behaviour of equity risk premium
between developed and emerging markets .Further, an investigation has been made
into the impact of global integration on the ERP across G7 countries and 7
emerging countries. .The analysis has shown a decline in the ERP of developed
nations and an upward trend in emerging markets over the chosen sub-sample
period. We found out that there exists low correlation in ERP of emerging
markets in comparison with developed markets. Therefore the findings suggest
that a rational investor, having declining absolute risk aversion, can reduce
his portfolio risk by diversifying his investment across emerging markets. Key
Words: Equity Risk Premium; Emerging Markets; Stock Market Returns; Volatility;
MSCI
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| Name | : | Effects of Service Quality on Behavioral Intention of Rural Postal Life Insurance in Tamilnadu Southern Region |
| Author | : | B. Muthukrishnan,Dr. S.A. Senthil Kumar |
| Abstract | : |
The purpose of this paper is to examine the causal linkage between the service
quality with behavioral outcomes of repurchase, recommendation and complaining
behavior in the rural postal life insurance service in Tamilnadu central region.
The total 187 responses were generated from existing policyholders' of rural
postal life insurance. The relationships were tested by structural equation
modeling using Amos software. The hypothesized model was accepted. The result
provides most significant effect of service quality on recommendation intention
and also significant effect of service quality on repurchase intention and
complaining intention.
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| Name | : | Impact of Outward FDI on Macroeconomic Variables of Home-Country (INDIA) |
| Author | : | Shraddha Mishra, Prof. Raj Kumar |
| Abstract | : |
For attainment of the new technological skills, managerial expertise, and
innovative strategies, the outward foreign direct investment (OFDI) is the need
of the Indian market. We yearned to know the overall scene of Indian OFDI and
its impact on macro-economic factors. The data used in the current study
consists of multiple time series for the period 1990 to 2014 for India, the
choice of period is determined by the availability of data over the time. The
study drew data from international sources such as UNCTAD and World Bank. Given
the existence of multiple variables, we have employed Sims (1980), VAR
methodology. “The main difference in the VAR approach is that it is built on
creating a complete dynamic specification of the series in a system of
equations.” (Brandt and Williams,2007). The liberalization of medical services,
defence and education sectors are prompting Indian firms to explore overseas
merger and acquisitions to build both domestic power and global presence.
Natural resource sectors and its foreign investments will surge in future.
Indian Multi National Enterprises (MNEs) will continue to invest in developed
nations, particularly now because they are affordable to invest after the global
crisis. Three imperative regulatory developments have underpinned India as a
large global outward investor. Keywords: Outward foreign direct investment, VAR
methodology, Indian Multi National Enterprises, Macroeconomic Variables.
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| Name | : | Selecting an Optimal Portfolio for Investment in Stocks in India: A Sectoral Approach |
| Author | : | Dr Kavitha Lal,Dr S.R. Subba Rao |
| Abstract | : |
Investment in stocks may be made individually or through portfolio managers.
This study attempts at selecting an optimal portfolio for investment in Indian
equity stocks belonging to specific economic sectors. After reviewing the
relevant literature, the objectives and research methodology of the study have
been spelt out. This is followed by a coverage of the concepts and definitions
which are relevant for this study. A comparison of the different approaches to
select an optimum portfolio has been made to get an overview of the relative
measures. In this paper, an optimum portfolio of economic sectors in India, in
which the investments could be made, has been constructed, using Sharpe's index
model and Treynor's index as appropriate. The choice of individual stocks within
each the selected sectors could be done by the individuals or portfolio managers
based on any subsequent analysis which generally aims at accrual of higher
returns, given a risk level. For the study, the CNX Nifty and the indices for
the individual sectors numbering eleven, of the National Stock Exchange of
India, have been considered. The data comprise daily indices for the period 1st
April 2014 to 31st March 2015, as short run phenomenon in stock movements are
equally important as the long run trends for investment in stocks. The CNX Nifty
has been taken as the market performance index. The optimal portfolio has been
constructed comprising the economic sectors, identified on the basis of a unique
cut-off value in terms of returns. Valid statistical and analytical techniques
have been used in arriving at the conclusions. The study being empirical in
nature with the latest data on the subject selected is considered to add to the
existing literature on the theme of the paper. It has practical value as the
methodology used and calculations made are replicable for constructing an
optimum portfolio of sectors for investment in the related equity stocks
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| Name | : | Is There any Relationship Between Corporate Attributes and Corporate Social Reporting Disclosure ? |
| Author | : | CMA Dr. Meenu Maheshwari,Puja Kaura |
| Abstract | : |
Aim: The aim of this paper is to examine the extent and type of the Corporate
Social Responsibility Disclosure (CSRD) practices of the Indian companies over
the 5 years 2009-10 to 2013-14 and to investigate the relationship between level
of CSRD and corporate attributes (company size ) Research Methodology: The
sample unit taken for the analysis - 100 companies and these companies are
listed in the S&P BSE 100 Index of Bombay Stock Exchange for the period of five
year (2009-14). Unweighted disclosure index approach has been used to construct
Corporate Social Reporting Disclosure Index. This CSRDI is used for measuring
the extent of disclosure made by Indian corporate along with content analysis
technique through which content of annual reports of 100 companies was
classified according to six themes- Environment, Human, Community Involvement,
Energy, Product and Fair Practices
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| Name | : | SWOT Analysis of Chennai Port (An ISO 14001: 2004 Certified Port) |
| Author | : | Prof. Avinash Purandare,Dr. Shailesh P. Kasande |
| Abstract | : |
Chennai Port established in 1639, is the gateway port of India's eastern coast
and is the 2nd largest port in terms of cargo handled. It has a channel length
of 7 kilometres, harbour length of 5.5 kilometres, and advantage of having a
deep draft of upto16 meters allowing it to handle large vessels. The Port
handles a variety of cargo including containers, automobile exports, POL, coal,
fertilizers and general cargo items. It has infrastructure facilities of
container terminal, oil terminals, RORO terminal and bulk container handling
terminal for handling a variety of cargo. The Port has a large hinterland
consisting of the states of Tamil Nadu, Andhra Pradesh, Karnataka and
Pondicherry. The Port has very good opportunities due to India's growing
international trade and the large hinterland serviced by it. The government of
India plans to develop Chennai Port for a greater role in India's Maritime trade
and towards this purpose the SWOT analysis has been carried out.
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| Name | : | Pradhan Mantri Jan Dhan Yojana: A Step Towards Financial Inclusion |
| Author | : | Dr Mini Goyal,Ms Maninder Khera |
| Abstract | : |
The present study seeks to investigate the current status of the PMJDY in India.
The results showed that the contribution of rural sector in terms of accounts
opened under PMJDY was relatively higher than the urban sector in all the
banking sectors namely, public sector banks, regional rural banks and private
banks. The results further revealed that 60 percent (1106.52 lakh) accounts were
opened in PMJDY, mobilized the deposit of Rs. 24939.22 crores and rest 40
percent (747.71 lakh) accounts under PMJDY were opened with zero balance as on
September 30, 2015. From the public sector banks and RRBs, the State Bank of
India played an important and leading role in the opening accounts under PMJDY.
The state-wise scenario of PMJDY showed that the highest number of accounts were
opened in Uttar Pradesh both in rural and urban sectors due to its highest
population rate. Keywords: Financial inclusion, PMJDY, RRBs, Public and private
sector banks. JEL Classification: G21, O16, R51
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| Name | : | Corporate Snapshot: INDIA |
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| Name | : | ECONOMIC UPDATE GLOBAL & INDIAN April 2015 |
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| Name | : | Economic survay - 2016-17 A Bright Ray of Hope |
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| Name | : | Stats Window |
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